Funding & Financial Resources

Vermont offers a range of funding options to support new and existing small businesses— including grants, low-interest loans, tax credits, and technical assistance programs. This page helps you explore what’s available and how to apply.

State Grants & Loan Programs

• VEDA Small Business Loan Program
  Financing for startups, expansions, equipment, and working capital.
• Working Lands Enterprise Fund
  Grants for agriculture and forestry-related businesses.
• Community Development Block Grants (CDBG)
  Funding for job creation and infrastructure, often administered through towns.
• Vermont Training Program
  Workforce development funding for businesses hiring and training employees.

Federal Programs

• Small Business Administration (SBA) Loans
  Government-backed loans for new and existing businesses, often through local banks.
• USDA Rural Development Loans & Grants
  Financial support for businesses in rural communities across Vermont.
• SBA Microloans
  Small, flexible loans for entrepreneurs and early-stage businesses.

Tax Incentives & Credits

• Downtown & Village Center Tax Credits – for businesses improving historic properties.
• Vermont Employment Growth Incentive (VEGI) – for creating new jobs in the state.
• Research & Development Tax Credit – for qualifying innovation investments.

Alternative & Community Funding

• Vermont Community Loan Fund (VCLF) – mission-driven lending for underserved businesses.
• Crowdfunding & Local Investment – using platforms like Wefunder or MainVest.
• Business Pitch Competitions – local contests offering cash prizes and mentorship.

Get Help Applying

Not sure where to start? Local advisors can help you prepare your applications, write business plans, and understand what’s available.

• Find a Business Advisor Near You
• Free Grant Writing Help
• VtSBDC Funding Consultations